How much does a heat pump cost in Texas after rebates?

The most common job, a ducted air-source heat pump, whole home (~3 ton, ~2,000 sq ft), costs $20,000 before rebates. Most jobs cost between $14,000 and $28,000. With the biggest open rebate ($3,500), you could pay about $16,500.

How much does a heat pump cost?

ProjectLowTypicalHigh
Ducted air-source heat pump, whole home (~3 ton, ~2,000 sq ft)$14,000$20,000$28,000
Ductless mini-split heat pump, single zone (9-18k BTU)$3,500$6,000$9,000
Ductless mini-split heat pump, multi-zone (3 indoor zones)$9,000$16,000$25,000
Cold-climate premium ducted heat pump, whole home (~3 ton, NEEP ccASHP-listed, top tier)$17,000$23,000$32,000
Heat pump water heater, 50-80 gallon$2,700$4,500$7,500
Ground-source (geothermal) heat pump, whole home (~3-4 ton)$25,000$40,000$65,000

What the typical price covers: variable-speed ducted heat pump outdoor unit and air handler sized ~3 tons, line set, refrigerant, thermostat, condensate, electrical circuit, removal of old equipment, permit, commissioning, using existing usable ductwork.

These ranges come from Northeast and national installer data. Prices in Texas can be lower or higher, so get two or three quotes.

Is there a rebate for a heat pump in Texas?

Yes. We track 14 heat pump programs taking applications in Texas. The largest is $3,500 from SWEPCO.

See all 14 programs on the Texas page.

6 more programs are closed, not open yet, or not confirmed: Austin Energy Home Energy Savings - heat pump tiers (limited-time offer), AEP Texas CoolSaver - high-performance AC/heat pump replacement, GP&L EnergySaver Program - central AC / heat pump bill credit, College Station Utilities Energy Back II rebate, KPUB Energy Efficiency Rebate - central heat pumps / mini-splits, KPUB Energy Efficiency Rebate - heat pump water heater.

Which utilities pay heat pump rebates?

Most rebates depend on who supplies your power or gas.

How much will I pay after rebates?

Start with the typical price, $20,000. Take off the largest rebate you qualify for. With $3,500 from SWEPCO, that is about $16,500.

Rebates have rules: approved equipment, an approved contractor, and sometimes income limits. Some can be combined, some can't. Check each program before you sign a contract.

Use the rebate calculator to see what applies at your zip code.

Is there a federal tax credit?

No. The federal credits for heat pumps and batteries (25C and 25D) ended for installs after December 31, 2025.

How do I find a licensed installer in Texas?

We list 18,296 Texas contractors whose state license covers heat pump work. Each one shows its license, and many show a phone number or website.

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